The cost-of-living increase might seem like a distant financial theory, but its effects on your finances are tangible. Simply put, inflation reduces the purchasing power of your savings over time, meaning that what you can buy for £100 today might cost £110 next year. While inflation is a natural part of the economy, ignoring it could harm your s
Rising prices might feel like an intangible idea, but its effects on your finances are tangible. Simply put, it erodes the value of money over time, meaning that the same £100 today may have less buying power tomorrow. While inflation is a natural part of the economy, ignoring it could harm your savings. The good news? There are methods to preserv
Values-based investing is transforming modern finance, allowing people to achieve financial goals while making a positive impact. From green energy investments to businesses promoting inclusivity, responsible financial choices merge financial success with ethical standards. Those who invest no longer have to choose between profit and principles –
Compound interest is often called a key to wealth creation, and for good reason. It’s a powerful tool for financial success, helping your wealth snowball year after year. Unlike basic returns, which only earns on the initial principal, compounding works on both the principal and the accumulated interest, creating a multiplying impact. The earlier
The growth of financial technology has dramatically changed how we approach personal finance, making personal finance more easy to use, transparent, and streamlined. Gone are the days of waiting in long queues for banking, as digital tools such as Monzo, Revolut, and Starling let you track your spending, facilitate real-time payments, and even set